Terms of Service

By using TextMePay.me, you agree to these terms.

Acceptable Use

This service is for identifying organizations behind unwanted political texts and understanding your rights under the TCPA.

Prohibited Uses

  • Harassment or stalking of individuals

  • Employment screening or background checks

  • Debt collection activities

  • Bulk automated queries or scraping

  • Any purpose regulated by the FCRA

No Guarantees

Results are based on publicly available records and may be incomplete, delayed, or inaccurate. We make no warranties about the completeness or accuracy of the information provided. Government databases update on their own schedules, and not all disbursements or complaints may be reflected.

FCRA Disclaimer

TextMePay.me is NOTa consumer reporting agency as defined under the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). The information available on this service has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined by the FCRA. You shall not use this service as a factor in establishing an individual's eligibility for personal credit, insurance, employment, or any other FCRA-permissible purpose.

Limitation of Liability

To the maximum extent permitted by law, TextMePay.me and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, use, or profits, arising out of or related to your use of this service. The service is provided “as is” and “as available” without warranties of any kind, either express or implied.

TCPA Damages Estimates

Any TCPA damages estimates provided by this service are for informational purposes only and should not be construed as legal advice. Actual statutory damages under the TCPA depend on numerous factors specific to your situation. Consult a qualified attorney before pursuing any legal claims.

Changes to These Terms

We may update these terms at any time. Continued use of TextMePay.me after changes constitutes acceptance of the updated terms. Material changes will be noted on this page.

Contact

Questions about these terms: legal@textmepay.me